Our Services
Quality
Quality is our #1 Priority. Every appraisal is accurate and USPAP compliant. We use advanced techniques and technology to ensure that the appraised value is well supported every time.
Timeliness
Although we will never allow are quest for speed to trump Quality or Accuracy, we do understand the importance of a quick turn-around. We strive for 48-72 hour turn times from order to delivery.
Accuracy
With over 25 years in Real Estate (Appraisal, Underwriting, Loan Origination, and Real Estate Sales), we know how to make the appraisal process easy and accurate. High levels of accuracy lead to fewer client headaches.
Divorce Appraisal
An appraisal is an essential part of any Divorce. Even in an "agreeable" divorce, getting an appraisal ensures that both sides understand the value of the home and feel like they are being treated fairly.
We have completed numerous divorce appraisals, including expert witness testimony if things end up in court. We understand the sensitive nature of a divorce and provide a confidential, professional service.
Pre-Listing Appraisal
Correctly pricing a home that you are going to list is one of the most important aspects of selling a home. If you list it to high above market value it can sit on the market forever, creating frustrated sellers, wondering why you, their agent, can't get the house sold. Price it to low and you sell it below market value. The benefits of having a Pre-Listing Appraisal are:
1) Get a fair and unbiased opinion of market value. It sets you apart from other agents and helps you get the highest possible price for your client.
2) get suggestions on areas of the home that may need to have improvements made.
3) Get a complete measurement of the home so that the size your report on the MLS is accurate.
Estate and Date of Death
Settling the estate after the death of a family member can be a difficult process. Typically an appraisal is needed for tax purposes or to assist in the division of assets.
Retrospective appraisals are common in Estate settlements. Your tax advisor or attorney may need an appraisal as of the "date of death" and, depending on the situation, an appraisal showing the "current value". Helping you and your family members feel confident in the valuation of the family home is a top priority for us.
Mortgage Insurance Removal
If you purchased a home within the last 12 months and you had Mortgage Insurance, aka PMI, then we should talk ASAP.
If you put down less than a 20% down payment you likely have PMI. Once you have reached 20% (25% with some lenders) equity in your home due to Market Appreciation, improvements to the house or by paying down the loan amount. You can ask the lender to remove the PMI from your loan amount, which could save you between $50 to $300 per month! An appraisal can help you determine if you have reached the 20% threshold to have your PMI removed.
Home Measurement
Having an appraiser measure the house before listing it on the MLS can be beneficial for several reasons. Firstly, accurate measurements are a crucial part of marketing the property. Buyers rerely on this information when searching for a home, so providing accurate measurements can help attract the right buyers. Secondly, having precise measurements can help prevent any misunderstandings or disputes during the selling process. Having a significant error in the size of the home listed on the MLS come to light when the lender has an appraisal done can blow up the whole deal. While county measurements are generally accurate, they certainly aren't in many cases, especially if its an older home, a home that has had additions or custom, unique homes. In addition, if requested I will provide an floorplan using CubiCasa software at no charge.
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Contact
3017 W Twin Springs Ct, Taylorsville, Utah 84129, United States
kelton@mountainviewappraisal.net
